Off-Plan Payment Plan Calculator
Calculate your off-plan property payment schedule based on the developer payment plan structure, booking deposit, and handover date.
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How It Works
The Off-Plan Payment Plan Calculator helps you understand and plan your payment obligations when purchasing off-plan property in Dubai.
How It Works
Enter the property price, payment plan structure (e.g., 60/40, 80/20), and expected handover date. The calculator will generate a detailed payment schedule showing:
- Booking deposit amount - Construction milestone payments - Handover payment - Post-handover installments (if applicable)
Understanding Payment Plans
Dubai developers typically offer structured payment plans: - **Standard (60/40)**: 60% during construction, 40% on handover - **Flexible (40/60)**: Lower upfront, higher on handover - **Post-Handover**: Payments continue 1-5 years after completion
Key Considerations
1. **Cash Flow Planning**: Ensure you can meet each milestone payment 2. **Total Cost**: Factor in DLD fees (4%) and other transaction costs 3. **Financing Options**: Some buyers arrange mortgage for handover payment 4. **Currency**: All payments are in AED
Frequently Asked Questions
What is the typical booking deposit for off-plan?
Booking deposits typically range from 5-20% of the property value, with 10% being most common.
Can I pay ahead of schedule?
Yes, most developers allow early payment without penalty. Some may offer discounts for paying ahead.
What happens if I miss a payment?
Developers usually provide a grace period. Continued non-payment may result in penalties or contract termination per SPA terms.