Off-Plan Payment Plan Calculator
Calculate your off-plan property payment schedule based on the developer payment plan structure, booking deposit, and handover date.
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How It Works
The Off-Plan Payment Plan Calculator helps you understand and plan your payment obligations when purchasing off-plan property in Dubai.
How It Works
Enter the property price, payment plan structure (e.g., 60/40, 80/20), and expected handover date. The calculator will generate a detailed payment schedule showing:
- Booking deposit amount
- Construction milestone payments
- Handover payment
- Post-handover installments (if applicable)
Understanding Payment Plans
Dubai developers typically offer structured payment plans:
- Standard (60/40): 60% during construction, 40% on handover
- Flexible (40/60): Lower upfront, higher on handover
- Post-Handover: Payments continue 1-5 years after completion
Key Considerations
- Cash Flow Planning: Ensure you can meet each milestone payment
- Total Cost: Factor in DLD fees (4%) and other transaction costs
- Financing Options: Some buyers arrange mortgage for handover payment
- Currency: All payments are in AED
Frequently Asked Questions
What is the typical booking deposit for off-plan?
Booking deposits typically range from 5-20% of the property value, with 10% being most common.
Can I pay ahead of schedule?
Yes, most developers allow early payment without penalty. Some may offer discounts for paying ahead.
What happens if I miss a payment?
Developers usually provide a grace period. Continued non-payment may result in penalties or contract termination per SPA terms.